• 1 We begin by matching your completed application with our network of trusted lenders.
  • 2A lender will then display loan rates, terms and conditions for your your acceptance.
  • 3 Loans deposited into your account.

Terms and Conditions

By accessing the MyMoneyService.com web site and using the services on this site, you agree to be bound by the terms and conditions (“Terms”) below.

Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site.

Loan Matching Service

MyMoneyService.com’s loan matching service matches consumers with prospective lenders participating in MyMoneyService.com’s direct network of payday loan lenders (“participating lenders”). To use the service, you must complete one or more online application forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. MyMoneyService.com’s collection and use of this information is subject to this site’s Privacy Policy. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference.

Once a consumer submits the application form(s) to MyMoneyService.com, MyMoneyService.com shares your information with one or more participating lenders. By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product to MyMoneyService.com and each of the participating lenders to whom MyMoneyService.com transmits your loan request. By submitting the application form(s), you are extending an express invitation to MyMoneyService.com and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating lenders who receive your application information from MyMoneyService.com review your information in real-time to determine whether your information meets the lender’s loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack, DP Bureau or DataX) that tracks consumer transactions with lending institutions. By submitting the application form(s), you agree to allow participating lenders to review, verify, and research your information in such manner.

If a participating lender determines that your application meets its loan qualification criteria, the MyMoneyService.com web site will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender’s web site. You understand and agree that, once you have been redirected to the lender’s web site, MyMoneyService.com has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to privacy policy, terms of use, and other policies and/or terms enforced by that lender.

MyMoneyService.com is not a lender and does not make loans or credit decisions in connection with its loan matching service. MyMoneyService.com does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. MyMoneyService.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market. MyMoneyService.com does not endorse or recommend the products of any particular lender and is not an agent of you or any participating lender. MyMoneyService.com is not involved with the lender’s use and/or review of your application information or in making a determination about whether you meet a particular lender’s loan qualification criteria. The lender is solely responsible for its services to you, and you agree that MyMoneyService.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating lenders may keep your application information, whether or not you are qualified for a loan with them.

Control over Features, Functions, and Access to the Service MyMoneyService.com reserves the right to change any information, features and/or functions of the loan matching service without prior notice. MyMoneyService.com> may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that MyMoneyService.com determines, in its sole discretion, violate these Terms, the rights of MyMoneyService.com or any third party, or is otherwise inappropriate. MyMoneyService.com is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond our reasonable control.

Disclaimers and Limitations

THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS.” MyMoneyService.com EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. MyMoneyService.com MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR MyMoneyService.com’S SERVICES IS AT YOUR OWN RISK.

MyMoneyService.com AND/OR ITS PARTICIPATING LENDERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR MyMoneyService.com’s SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MyMoneyService.com OR ITS PARTICIPATING LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF MyMoneyService.com, ITS PARTICIPATING LENDERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity

As a condition of using this web site and/or the services offered herein, you agree to indemnify MyMoneyService.com and its participating lenders from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms. Links to Third Parties

This web site may contain links to other web sites operated by participating lenders or other third parties. Such links are provided for your convenience and reference only. MyMoneyService.com does not operate or control in any respect any information, software, products or services available on such third party sites. MyMoneyService.com’s inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. Dispute Resolution

Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by MyMoneyService.com, or to any acts or omission for which you may contend MyMoneyService.com is liable, including but not limited to any controversy or claim as to arbitrability (“Dispute”), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration will be conducted in Tampa Florida and judgment on the arbitration award may be entered into any court of competent jurisdiction in Tampa Florida. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND MyMoneyService.com WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using MyMoneyService.com’s service, you consent to these restrictions.

In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and MyMoneyService.com, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Florida. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Other Terms

By providing your cell phone number, you are agreeing to receive promotions from us and our partners on your mobile phone. We do not charge you to participate in this program. Under no circumstances will we be responsible for fees that your wireless carrier or other third parties may charge you for use of the Service. These Terms constitute the entire agreement between you and MyMoneyService.com. These Terms shall be governed by the laws of Florida without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by MyMoneyService.com to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. MyMoneyService.com may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.

Disclaimer:

MyMoneyService.com does not constitute an offer to lend. We are not a payday lending service and we do not create loans or any other form of credit, nor do we make decisions to lend based on user credit. MyMoneyService.com is a payday loans network and search-and-match service only, and we do not act as correspondent, agent or representative for any of the lenders we are partnered with. MyMoneyService.com has no control over, nor are we responsible for, any of the lending activities of our partnered providers, and we do not endorse any particular lender or any of the services they provide. Customers of MyMoneyService.com are by no means obligated to contact payday providers and/or apply for credit in using the service.

Payday loans are not available in every us state, and consequently this service is not available in every us state. The availability and scope of this service are subject to change without notice.

With deference to our privacy policy, MyMoneyService.com provides our partnered lenders with relevant customer information, as well as other partnered marketing agencies and service providers. We cannot guarantee that you will be given a loan or a successful match with a lender, nor can we guarantee you being offered a loan that you are satisfied with. Your state and/or federal identifications may require verification against national databases to verify your creditworthiness and credit capacity, including your driver license number, social security number and national id. Verification agencies include, and are not limited to, experian, transunion and equifax. In the submission of application information with this service, you agree to allow all types of verification to be made by our lenders to check your personal and/or credit information. Money transfer times will vary according to the lender, and not all lenders are able to transfer payday loans in an hour, or provide up to $1000. Note to consumer: a payday loan, also known as cash advance loan or a payday advance loan, is a small, short-term credit agreement which is intended to cover costs until the next payday arrives. They are solely intended as s short-term remedial option, and not a long-term credit commitment. Anyone facing financial and/or credit difficulties should seek out the help of a financial or debt specialist or counseling service. Consumers are advised to learn more about payday loans via local, state and federal information portals, to understand better the risks that such loans impose and the local regulations and laws governing them.

Legal Disclaimer

The operator of this website is not a lender and does not make cash advances or credit decisions. Everything on this site should be considered a commercial advertisement. The loan application process is provided to match applicants with the best lender based on the application data. As such, any information you provide will be shared with lenders and third parties who may attempt to market to you without permission. Applications are submitted to multiple lenders in order to provide applicants the best chance for approval. The operator of this website is not an agent or representative of any lender or service provider and does not endorse any service or product. Cash transfer times may vary between lenders and in some circumstances faxing may be required. Completion of this application in no way guarantees that you will be approved for any offer. Typically there are no credit checks, however be sure to ask your individual lender.

How Does a Cash Advance Work?

My Money Service works with largest network of lenders here in the United States. Once your application is filled out it is automatically submitted to all the lenders. The lenders will then compete to offer you a cash advance/payday loan at the best rates. If you don’t like any of the lenders terms, you can cancel the request and walk away. It is that simple – there’s no fee or obligation. Our online form takes just a few minutes to complete and you can be approved for a loan in less than 3 minutes.

Cash Advance Loans – Money When You Need It.

My Money Service connects you with the nation’s largest network of lenders. Once you complete and submit a brief online loan request, multiple lenders will compete to offer you a cash advance (also known as a payday loan) at the best possible rates. If you don’t like any of the lenders’ terms, you can simply cancel the request and walk away – there’s no fee or obligation. Our online form takes less than 5 minutes to complete and you can be approved for a loan quickly.

No credit check through the big 3 credit bureaus.

My Money service does not run a credit check through the three major credit bureaus prior to approving a payday loan for any of our borrowers. Payday loans are immediately available to those who may have had credit subject in the past. They are repeatedly used to help those families that are forceless to receive a loan from standard banks and credit sources.

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