• 1 We begin by matching your completed application with our network of trusted lenders.
  • 2A lender will then display loan rates, terms and conditions for your your acceptance.
  • 3 Loans deposited into your account.


Ans: We offer payday loans, cash advance loans and loans for people with bad credit.
Ans: All your customer information is safe and secure, never sold and It is also protected by
Ans: The process to receive a payday loan is very simple. Bad credit ok.
Ans: Get pre-approved instantly.. In general, consumers must have an open bank checking account in good standing with an ability to accept direct deposits and regular income. Most lenders require that the borrower be at least 18 years old.
Ans: A payday loan is a short-term personal loan. Credit checks are not required to receive a payday loan or cash advance.
Ans: Unlike traditional bank loans, payday loans do not require a credit check to borrow money.
Ans: For your privacy and to protect your personal information, we do not accept applications over the telephone.
Ans: Since repayment information varies by lender, and we do not provide payday loans directly, you will need to contact your lender directly to find out what you should do in the event you are unable to repay your loan on time. In some cases your lender may give you the option to pay the financing fee on the due date and renew the payday loan for another term, additional fees may apply. The ability to rollover may be limited by state law.

How Does a Cash Advance Work?

My Money Service works with largest network of lenders here in the United States. Once your application is filled out it is automatically submitted to all the lenders. The lenders will then compete to offer you a cash advance/payday loan at the best rates. If you don’t like any of the lenders terms, you can cancel the request and walk away. It is that simple – there’s no fee or obligation. Our online form takes just a few minutes to complete and you can be approved for a loan in less than 3 minutes.

Cash Advance Loans – Money When You Need It.

My Money Service connects you with the nation’s largest network of lenders. Once you complete and submit a brief online loan request, multiple lenders will compete to offer you a cash advance (also known as a payday loan) at the best possible rates. If you don’t like any of the lenders’ terms, you can simply cancel the request and walk away – there’s no fee or obligation. Our online form takes less than 5 minutes to complete and you can be approved for a loan quickly.

No credit check through the big 3 credit bureaus.

My Money service does not run a credit check through the three major credit bureaus prior to approving a payday loan for any of our borrowers. Payday loans are immediately available to those who may have had credit subject in the past. They are repeatedly used to help those families that are forceless to receive a loan from standard banks and credit sources.